Life can come at you furiously fast. It's utterly impossible to know what's around the bend. This is why we all have to take some necessary precautions. For example; do you have health insurance? Some people actually have no medical insurance at all. This is completely absurd in the unpredictable world we live in.
That random fall or devastating car accident could happen today. Are you prepared to pay those hospital bills? The fact is, medical insurance is just a necessity of life. You always want to have some coverage just in case. If the time does arise when you need it, you will be thankful you planned ahead.
I heard a story recently from a colleague of mine who has no medical insurance. She never thought she'd need such a thing. Sure, maybe dental, but never medical. I mean really, the girl's only 23 years old. What could happen?
Well, here's what happened. She manages a truck stop, and while talking to an employee one night, a brute walks in with a nasty temper. Before she knew it, the employee she was conversing with is being assaulted by the brute. Now, when she decided to intervene and offer some assistance, she was stabbed in the shoulder. Wow, what a harsh reality check. You try and do the right thing, and life stabs you in the back, literally. Now comes the problem with having no medical insurance. After being hospitalized for two weeks, her medical bills are now around 30 thousand dollars. But wait, there's more. She still has to attend physical therapy; not to mention the mental anguish of almost dying. How much will the psychiatrist bill be? Here's the point, you simply can't know what's in the cards life deals you. Life is so random for us all. I wanted to use this girl's recent story as an example because it's true. Yes it's sad, but reality can hurt.
Simply put, no medical insurance equals trouble down the road. Even a minor hospitalization can set you back financially. The problem is that most of us don't think we will ever need to use it. Face reality and purchase a good medical insurance plan today. Don't wind up in the emergency room with no medical insurance. If nothing else, insurance offers you a sense of security. Although I have not had to use my medical insurance yet, I realize I may need it in the future. I choose to be prepared for the road ahead.